Top 5 Best Mobile Wallet In India 2019?

The concept of mobile wallet is slowly gaining its importance in India by replacing the traditional cash payment methods. Mobile wallet (m-wallet) is a virtual wallet used to store cash for online or offline transactions. Users can load money to these mobile wallets and Go cashless.

Mobile wallet can be used for shopping online, making payments directly to merchants, Online transfer, mobile or TV recharges and much more.

Let us see some of the mobile wallet companies in India and the services they offer;


Paytm is the most popular and leading online payment website in India. PayTM wallet is best used for making mobile or TV recharges, utility bill payments. Recently they even offer cashless payments for educational fees, bills and other educational expenses.

This user-friendly application is now a payments bank too. Through the ‘Digital Gold’ service, Paytm  users can purchase 24 Karat/ 999 fine gold as well.

Google Pay

Google Pay, formerly known as Google Tez allows its users to use your bank account itself as a wallet.

In this case users are not required to load cash to any wallets. They can directly make online transactions from bank.

Google Pay also allows the users to pay and receive money directly from your bank account.It also offers bill payments, online shopping,recharges and many more.

The transactions made here are secure and safe with Google servers.


PhonePe has a user-friendly interface that offers an electronic payment system for utility bills and other electronic funds transfer with ease. PhonePe offers cashback credits which can be used for future transactions. The company was acquired by Flipkart  in April 2016 is one among the safest mobile wallets in India.

Amazon Pay

Amazon owned Amazon Pay is another popular online payments processing service launched globally in 2007 and India in 2017.The Amazon Pay allows the users to pay with the Amazon accounts and on few applications like BigBazaar.

It has a Auto-reload feature making it unique from all other wallets.Users can use cashback credits for further transactions to shop online in its website.


This is one of the fastest growing digital wallet system and allows its users to add money from their bank account  using debit card, credit card, net banking features. Users can  recharge Mobile, DTH, Data Cards, pay utility bills, Insurance and shop from merchants.

MobiKwik uses highly encrypted digital wallet system making it safe and secure for online transactions.

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